Kostiv Cardinal – Best Liquidation Bankruptcy Lawyers in Los Angeles
Kostiv Cardinal – Best Liquidation Bankruptcy Lawyers In Los Angeles
At Kostiv Cardinal, we provide expert legal assistance to individuals facing overwhelming debt through Chapter 7 bankruptcy, commonly known as liquidation bankruptcy. Filing for Chapter 7 bankruptcy allows debtors to discharge most unsecured debts, such as credit card debt, medical bills, and personal loans, while giving them a fresh start. Our experienced attorneys are here to guide you through every step of the process, from evaluating your eligibility to representing you in court.
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Areas of Liquidation Bankruptcy Law Practiced in Los Angeles
Chapter 7 bankruptcy involves the sale of non-exempt assets to repay creditors, after which most remaining debts are discharged. Kostiv Cardinal will help you determine if you qualify for Chapter 7 bankruptcy, protect your exempt assets, and navigate the liquidation process to ensure you achieve the financial relief you need.
A successful Chapter 7 bankruptcy filing results in the discharge of most unsecured debts, meaning you are no longer legally responsible for paying them. At Kostiv Cardinal, we work to ensure that as much of your debt as possible is discharged, giving you a fresh financial start.
California law allows certain exemptions that protect specific assets from liquidation, such as your home, car, or retirement accounts. Our attorneys at Kostiv Cardinal are skilled at maximizing exemptions to help you keep the property that matters most while eliminating your debt burden.
What Makes Kostiv Cardinal the Best Liquidation Bankruptcy Lawyers?
Filing for Chapter 7 bankruptcy can be an overwhelming process, but at Kostiv Cardinal, we are dedicated to making it as stress-free as possible. With our deep understanding of bankruptcy law and years of experience representing clients in Los Angeles, we provide personalized legal support tailored to your unique situation. We help you regain control of your financial future while protecting your rights and assets.
Watch How Kostiv Cardinal Can Help You With Your Bankruptcy Case
See how Kostiv Cardinal is here to help you every step of the way.
Why Choose Kostiv Cardinal for Your Liquidation Bankruptcy Case?
At Kostiv Cardinal, we approach every Chapter 7 bankruptcy case with empathy, professionalism, and a commitment to achieving the best possible outcome for our clients. We understand the emotional toll that debt can take, and we’re here to help you find relief and rebuild your financial life.
Experience and Expertise:
Our team has successfully represented numerous clients through the Chapter 7 bankruptcy process. We are highly experienced in liquidation cases, handling everything from initial eligibility assessments to court representation, ensuring that your case proceeds smoothly.
Personalized Attention:
We know that every financial situation is unique. At Kostiv Cardinal, we take the time to understand your specific circumstances and craft a legal strategy that best meets your needs. We provide clear communication throughout the process, ensuring you feel supported every step of the way.
Compassionate Advocacy:
Facing financial difficulties can be a stressful and emotional experience. Our attorneys are committed to guiding you through this challenging time with compassion and understanding. We are passionate about helping clients achieve a fresh start through Chapter 7 bankruptcy.
Let Kostiv Cardinal Help You Find Financial Relief
If you’re struggling with overwhelming debt, Kostiv Cardinal is here to help you explore your options for financial relief through Chapter 7 bankruptcy. Our experienced team will work to protect your assets, discharge your debts, and help you get back on track. Book your consultation today to learn how we can assist with your liquidation bankruptcy case. Together, we can help you take the first step toward a brighter financial future.
Meet The Kostiv Cardinal Team
Your Liquidation Bankruptcy Lawyers
Meet Petro Kostiv
Petro Kostiv, founder of Kostiv Cardinal, is an accomplished attorney specializing in immigration and business law with extensive experience representing clients across the globe. Fluent in multiple languages and a licensed commercial pilot, Petro brings a unique, global perspective to his legal practice, delivering exceptional results for clients in immigration, aviation, and international business.
Meet Michael Quiroga
Michael Quiroga is a dedicated attorney at Kostiv Cardinal with over 15 years of legal experience, specializing in immigration law, including asylum cases, removal defense, and special immigrant juvenile status. His deep personal connection to immigration, combined with his professional expertise, drives his passionate advocacy for clients facing complex legal challenges.
Meet Cesar Coronel
Cesar Esteban Coronel is an accomplished immigration attorney with a law degree from Cuenca University in Ecuador and licensure in California. Specializing exclusively in immigration law, Cesar has provide personalized legal services to individuals navigating the complexities of the U.S. immigration system. Cesar is dedicated to offering clients a professional, compassionate approach to their legal needs.
Mayra Arroyo-Massa
With a strong background in immigration and labor law attorney Mayra Francoise Arroyo-Massa is committed to advocating for clients and guiding them through complex legal challenges. Fluent in both English and Spanish, Mayra brings expertise and a passion for making a positive impact in every case with dedication to providing justice with every case she handles.
Sophia Wright
Sophia Wright is a skilled attorney at Kostiv Cardinal, holding bar licenses in both China and the United States. With a Bachelor’s degree in Statistics from Chongqing Technology and Business University, Sophia built a distinguished career in China, specializing in business law, civil litigation, and contract law. Now practicing immigration law in the U.S.
Raul Mejia Santos
Raul Mejia Santos is a dedicated attorney with a deep understanding of the immigrant experience, drawing from his personal journey as an immigrant. He was the first in his family to attend college and has remained active in community organizations in both New York and Puerto Rico. Raul is also a published writer, contributing to legal and professional journals.
Our Commitment To You, Our Client
At Kostiv Cardinal, our team is more than just a group of skilled attorneys; we are dedicated advocates who are committed to delivering exceptional results for our clients. With deep expertise across multiple areas of law, we approach each case with the personalized attention it deserves, ensuring that our clients receive tailored solutions that meet their unique needs.
What Clients Are Saying
Our clients are our biggest advocates, read why!
Liquidation Bankruptcy FAQ
Chapter 7 bankruptcy, also known as liquidation bankruptcy, allows individuals to discharge most unsecured debts by selling non-exempt assets to repay creditors. Kostiv Cardinal will guide you through the filing process, help you protect your exempt assets, and work to eliminate your qualifying debts.
Chapter 7 bankruptcy discharges most unsecured debts, such as credit card debt, medical bills, personal loans, and utility bills. However, some debts, such as student loans and child support, may not be discharged. Kostiv Cardinal will review your specific debts and advise on which can be discharged.
Eligibility for Chapter 7 bankruptcy is determined by a means test, which compares your income to the state median income. Kostiv Cardinal will help you determine if you qualify based on your financial situation and guide you through the means test process.
California law allows certain exemptions that protect assets like your home, car, personal property, and retirement accounts. Kostiv Cardinal will help maximize your exemptions to ensure you retain the most important assets while eliminating your debts.
A typical Chapter 7 bankruptcy case takes about 3 to 6 months from filing to discharge. Kostiv Cardinal will manage your case efficiently and ensure all paperwork is filed on time, minimizing any delays in the process.
Not necessarily. Many people are able to keep their homes and cars in Chapter 7 bankruptcy through exemptions. Kostiv Cardinal will help you understand how California’s exemptions apply to your case and work to protect your property.
Filing for Chapter 7 bankruptcy will have a temporary negative impact on your credit, and the bankruptcy will remain on your credit report for 10 years. However, Kostiv Cardinal can help you rebuild your credit after bankruptcy by offering guidance on financial recovery.
If you have previously filed for Chapter 7 bankruptcy, you may be eligible to file again after a period of 8 years. Kostiv Cardinal can evaluate your situation and advise you on your eligibility for a second bankruptcy filing.
Secured debts, such as mortgages or car loans, are handled differently in Chapter 7 bankruptcy. You may be able to keep your secured property if you continue making payments. Kostiv Cardinal will help you understand your options for dealing with secured debts during the bankruptcy process.
Once you file for Chapter 7 bankruptcy, an automatic stay goes into effect, which stops creditors from contacting you or pursuing collections. Kostiv Cardinal will ensure that your rights are protected and that any violations of the automatic stay are addressed.
Chapter 7 bankruptcy involves liquidating non-exempt assets to pay off debts, while Chapter 13 bankruptcy allows you to reorganize your debts into a manageable repayment plan. Kostiv Cardinal can help you determine which type of bankruptcy is best for your financial situation.
At Kostiv Cardinal, we provide comprehensive legal support throughout the entire Chapter 7 bankruptcy process. From determining your eligibility to protecting your assets and representing you in court, our experienced attorneys will guide you every step of the way to ensure you achieve financial relief.
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Kostiv Cardinal Los Angeles Location And Office Hours
ADDRESS:
3250 Wilshire Boulevard, Suite 2100 Los Angeles, CA 90010
OFFICE HOURS:
Monday – Friday 9:00am to 5:00pm
Saturday – 9:00am to 4:00pm
Sunday – 9:00am to 1:00pm
