Chapter 7 Bankruptcy
Start With A Free Consultaion
Why Choose Kostiv Cardinal for your Chapter 7 Bankruptcy Case?
Proven Experience
Our attorneys have a track record of success in immigration law, helping countless people resolve their chapter 7 bankruptcy problems.
Personalized Legal Strategies
Each case is unique and we create customized approaches to maximize your success.
Compassionate Defense
We understand the importance of addressing your
chapter 7 bankruptcy case and provide you with unwavering support throughout the entire process.
Don’t Settle For Less
Book your consultation now to partner with a team that puts your needs first and strives tirelessly for the best outcome.
How is Kostiv Cardinal Different?
Debt Relief Starts Here: Chapter 7 Bankruptcy with Kostiv Cardinal
At Kostiv Cardinal, we specialize in Chapter 7 bankruptcy, helping individuals and families find a fresh financial start by eliminating overwhelming debt. With hundreds of successful cases, our experienced bankruptcy attorneys provide trusted legal guidance to help you navigate the process with confidence.
Our deep understanding of bankruptcy law allows us to offer effective solutions for credit card debt, medical bills, personal loans, lawsuits, and creditor harassment. We focus on personalized service, ensuring that each client receives the best strategy to discharge eligible debts while protecting their rights.
If you’re struggling with debt and looking for a way to move forward, Kostiv Cardinal is here to help you regain financial freedom.
Contact us today for a free consultation and take the first step toward a debt-free future!
See How Kostiv Cardinal Can Help You With Your Case
Learn about Chapter 7 & 13 (English)
Learn about Chapter 7 & 13 (Spanish)
Why choose Kostiv Cardinal Over the Competition?
Kostiv Cardinal: Top Bankruptcy Lawyers
Choosing the right attorney for your Chapter 7 bankruptcy is crucial. Here’s why Kostiv Cardinal should be your first choice:
Personalized Strategy
Every financial situation is unique. We analyze your case in detail and develop a strategy to maximize the benefits of your bankruptcy while protecting your assets whenever possible.
Resources and Dedication
Our team of experienced bankruptcy attorneys has the knowledge and resources to handle even the most complex cases, ensuring you get the financial relief you need.
Transparency and Communication
We guide you through every step of the process with clear and direct explanations, ensuring you understand your options and what to expect.
When you choose Kostiv Cardinal, you’re choosing a team committed to helping you eliminate debt and regain financial stability.
📞 Contact us today for a free consultation and take the first step toward a fresh financial start.
Meet the Kostiv Cardinal Team
A Professional Team to Guide You Through the Chapter 7 Bankruptcy Process
At Kostiv Cardinal, our team of bankruptcy attorneys is dedicated to helping individuals like you achieve a fresh financial start by eliminating overwhelming debt through Chapter 7 bankruptcy. Led by Petro Kostiv and backed by a team of experienced attorneys, we provide personalized and compassionate legal representation to those seeking relief from financial burdens.
We understand the stress that debt can bring, and we’re here to guide you through every step of the bankruptcy process—helping you eliminate eligible debts, stop creditor harassment, and move forward with financial freedom.
Learn more about our team and how we can help you regain control of your financial future.
Comprehensive Bankruptcy Services For People Ready for a Fresh Start
Chapter 7 Bankruptcy Services
Debt Relief & Fresh Start
We help individuals eliminate overwhelming debt through Chapter 7 bankruptcy, guiding you through the process to ensure all legal requirements are met.
Stop Creditor Harassment
If you’re facing constant collection calls, wage garnishments, or lawsuits, our attorneys can help put an immediate stop to creditor harassment.
Debt Discharge
Chapter 7 allows you to eliminate most unsecured debts, including credit card balances, medical bills, and personal loans, so you can move forward financially.
Asset Protection
We evaluate your case to determine which assets may be protected, helping you keep essential property whenever possible.
Guidance Through the Process
From filing your petition to the final discharge, we ensure you understand each step and provide expert legal representation to secure the best possible outcome.
Find out how we can help you achieve financial freedom today!
Our Achievements
Why Trust Kostiv Cardinal
✅ Over 10,000 successful cases handled.
✅ More than 20 years of combined legal experience.
✅ Awarded by Avvo, Google, and others online.
✅ Hundreds of lives changed and financial futures restored.
At Kostiv Cardinal, we take pride in over 20 years of combined experience helping individuals and families achieve financial freedom through Chapter 7 bankruptcy. With hundreds successful cases, we are leaders in bankruptcy law, recognized for our dedication, strategic approach, and proven results.
Our professional team is highly qualified and committed to guiding you through every step of the bankruptcy process, ensuring you receive the personalized support and expert legal representation you deserve. We understand that financial hardship can be overwhelming, which is why we work diligently to help you eliminate debt, stop creditor harassment, and regain control of your financial future.
Additionally, our firm has hundreds of 5-star reviews on Google and Avvo, reflecting the trust our clients have placed in us. Your financial relief is our priority!
Success Cases
Real Stories, Real Results.
Our Step-By-Step Process
When you work with Kostiv Cardinal, we follow a proven process to help you manage your case effectively. Here’s what you can expect:
Chapter 7 Bankruptcy Questions and Answers (FAQ)
Chapter 7 bankruptcy is a legal process that allows individuals to eliminate most unsecured debts, such as credit card balances, medical bills, and personal loans. It works by liquidating non-exempt assets (if any) to pay off creditors, but many people can keep most or all of their belongings through state and federal exemptions. The process typically takes 3 to 6 months and provides a fresh financial start by discharging eligible debts.
At Kostiv Cardinal, we guide you through every step of the process, ensuring that you maximize exemptions and achieve the best possible financial outcome.
No, most people who file for Chapter 7 are able to keep their essential assets. Bankruptcy laws provide exemptions that protect necessary items like a primary residence, car (up to a certain value), household goods, clothing, retirement accounts, and more. The goal of Chapter 7 is to give you a fresh start, not leave you with nothing.
Filing for Chapter 7 will lower your credit score initially and will remain on your credit report for 10 years. However, many people already have low credit scores due to late payments and high debt levels. Bankruptcy can actually be a step toward rebuilding credit, as it wipes out most unsecured debt, allowing you to start fresh and rebuild responsibly.
At Kostiv Cardinal, we not only help you eliminate debt but also provide guidance on how to rebuild your credit after bankruptcy.
Yes! As soon as you file for Chapter 7 bankruptcy, an automatic stay goes into effect. This legal protection immediately stops wage garnishments, lawsuits, collection calls, and other creditor actions. Creditors can no longer contact you or pursue collection efforts while your case is active.
👉 At Kostiv Cardinal, we act quickly to file your case and put a stop to aggressive creditor actions, giving you peace of mind.
To qualify for Chapter 7, you must pass the means test, which compares your income to the median income in your state. If your income is too high, you may need to explore Chapter 13 bankruptcy instead. Other qualifications include having mostly unsecured debts and not having filed for Chapter 7 in the last 8 years.
The first step is to consult with a qualified bankruptcy attorney to review your financial situation and determine if Chapter 7 is the right solution for you. You’ll need to gather documents such as income statements, debt details, and asset information before filing your case.
At Kostiv Cardinal, we offer a free consultation to evaluate your case and guide you through the process, ensuring you get the fresh start you deserve. Contact us today to get started!
Contact Us and Take Control of Your Future Today!
With the expert legal representation of Kostiv Cardinal, you will have a team of expert attorneys working on your Chapter 7 bankruptcy to help you get the best possible outcome. Appointments are filling up quickly. Book your FREE consultation and take the first step towards a better future.
Office Location, Hours of Operation and Phone Number
Address:
3250 Wilshire Boulevard, Suite 2100 Los Angeles, CA 90010
Days and Hours of Operation:
Monday – Friday | 9:00am to 4:30pm
Phone:
213-797-5795
